Retirement Calculator

Project your retirement savings from your current balance, monthly contributions, and expected return.

Current age

Retirement age

Current savings ($)

Monthly contribution ($)

Expected annual return (%)

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At retirement

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You contribute

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Investment growth

How to use

Enter your current age, planned retirement age, and current savings.
Add your monthly contribution and an expected annual return.
See your projected balance at retirement, plus how much is contributions vs. growth.

Frequently asked questions

How is the projection calculated?

It compounds your current balance monthly and adds your monthly contributions until your retirement age, using the return rate you enter.

What return rate should I use?

Historical stock-market returns average roughly 7% per year after inflation, but this varies. Try a few rates to see a range of outcomes.

🔒 This tool runs entirely in your browser. Nothing you enter is uploaded, logged, or stored.

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